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Assaan Karobar Card Scheme
Chief Minister Punjab, Maryam Nawaz, has launched the Assaan Karobar Card Scheme 2025 to support men, women, and transgender individuals in Punjab. Through this scheme, eligible candidates can get an interest-free loan of up to 10 lakh (1 million) to start or expand their businesses.
- Loan Limit: Up to PKR 1 million
- Tenure: 3 years
- Repayment: 24 equal monthly installments after a grace period of 3 months
- End-User Interest Rate: 0%
Eligibility Criteria
To apply for the CM Punjab Assaan Karobar Card Scheme 2025, you must meet the following conditions:
- Resident of Punjab
- Men, Women, and Transgender individuals can apply
- Age limit: 21 to 57 years
- Must have a valid CNIC
- Active tax filers are also eligible
Key Features of the Asaan Karobar Card
Maximum Loan Limit: PKR 1 million
Grace Period: 3 months from card issuance for repayment commencement
Repayment Terms:
- First 50% of the limit usable within the first 6 months
- Remaining 50% released after regular repayments and PRA/FBR registration
- Equal Monthly Installments (EMIs) for 2 years after the first year
Usage Restrictions:
- Funds restricted to business-related purposes only
- Non-essential transactions like personal expenses are blocked
No Hidden Interest: The loan is completely interest-free, making it accessible for small businesses.
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